“I participated in a campaign on behalf of Mom Central Consulting for Aflac. I received a promotional item as a thank you for participating.”
We all dread the day the unexpected happens. Someone in our family has an emergency medical condition and they need treatment fast! The last thing on your mind is how much it’s going to cost. For example, when my Dad had his passing out episodes and they ran test after test; the cost of his hospital stay and his new pacemaker was over $150,000. He was recently diagnosed with Diabetes. Did you know that the average expense for a diabetic patient is over $11,000?? But those costs don’t cover all the expenses such as an ambulance or Life-Flight Helicopter. Your insurance may not cover your rehab care to help you recover.
I wish we had supplemental health insurance before my hubby had his small bowel obstruction surgery complete with Express Care visit, Emergency Room Visit, Emergency Surgery and an overnight hospital stay. Unfortunately, we didn’t have any extra insurance coverage and we are still paying for the deductibles and arguing with the insurance company about allowable coverage. We both work in the medical field, but the cost of health care still shocks us when we get a bill for our care.
Do you know how much out-of-pocket expense is involved in today’s new medical technology? The newer the technology, the more expensive medical care gets. This gets passed onto all of us and we drown in medical debt! How do you figure out just what the Real Cost to you is after such an unexpected emergency? Aflac developed the Real Cost Calculator that has an interactive template designed to give you an estimated average out-of-pockets expenses.
For example, if I were to break my wrist, I can figure out just what the real cost of medical treatment would be. This is shocking- $7,048 is the cost NOT covered by my insurance and I chose the highest level of insurance coverage. Aflac can help with that. Even if I just paid for Hospital Confinement Indemnity through Aflac (An Aflac hospital confinement indemnity insurance policy pays cash benefits to help with the out-of-pocket expenses associated with a hospital stay), it would pay for $1,700 of out-of-pocket costs.
Or maybe I was diagnosed with Diabetes. Did you know over $3900 in Medical expenses would NOT be covered by my insurance? That includes doctor visit co-pays, medication expenses and medical equipment. I know how quickly medication co-pays add up. It still shocks me when I look at our expenses at the end of the year. Even just taking blood pressure medication and medication for radiculopathy incurs unbelievable insurance co-pays.
Try the Real Cost Calculator and see how Aflac can give you peace of mind. You can be SURE about your insurance with Aflac!
