If you’re planning a trip to Europe, it’s essential you have a Global Health Insurance Card (GHIC). This card replaces the now outdated EHIC, that many of us will be familiar with when travelling in the past. A GHIC card entitles you to receive medical treatment at a reduced cost or even for free in the event of an illness or accident while you’re travelling in the European Economic Area (EEA) or Switzerland.
In this blog post, we’ll explain what a GHIC covers and why it’s important to fill out a GHIC card application.
What is a GHIC?
A GHIC is a new type of card that replaces the old EHIC. It entitles you to receive medical treatment in any of the 27 European Union (EU) member states, as well as Iceland, Liechtenstein, Norway, and Switzerland. The card is free and can be obtained online via the NHS website.
What does a GHIC cover?
When travelling, it’s essential that you apply for a GHIC in case you fall ill or have an accident, as it allows you to benefit from reduced treatment costs. A GHIC covers the following types of medical treatment:
Emergency treatment
If you fall ill or have an accident while you’re travelling in Europe, you can use your GHIC to receive emergency medical treatment. This includes treatment in a hospital or by a doctor, as well as any necessary medication. You may also be entitled to ambulance transport if you need it.
Pre-existing medical conditions
If you have a pre-existing medical condition, you may still be able to use your GHIC to receive medical treatment while you’re travelling in Europe. However, you should be aware that the level of coverage may vary depending on the country you’re visiting.
Chronic conditions
If you have a chronic condition, such as diabetes or asthma, you’ll be able to use your GHIC to receive ongoing medical treatment while you’re travelling in Europe. This includes things like regular check-ups, consultations with a specialist, and medication.
Maternity care
If you’re pregnant and travelling in Europe, you can use your GHIC to receive maternity care. This includes antenatal appointments, scans, and any necessary treatment.
Dialysis
If you require dialysis treatment, you can use your GHIC to receive this while you’re travelling in Europe. However, you should be aware that you may need to arrange this in advance.
Mental health treatment
If you need mental health treatment while you’re travelling in Europe, you can use your GHIC to receive this. However, you should be aware that the level of coverage may vary depending on the country you’re visiting.
Prescription medication
If you need prescription medication while you’re travelling in Europe, you can use your GHIC to receive this. However, you should be aware that you may need to pay a fee for this.
Why is it important to have a GHIC?
Having a GHIC is important because it entitles you to receive medical treatment at a reduced cost or for free while you’re travelling in Europe. This means that you won’t have to pay the full cost of medical treatment if you fall ill or have an accident while you’re abroad.
In addition, having a GHIC can give you peace of mind while you’re travelling. Knowing that you have access to medical treatment if you need it can make a big difference to how you feel about your trip.
How to apply for a GHIC
If you don’t already have a GHIC, you can apply for one online via the NHS website. The process is straightforward and should only take a few minutes. You’ll need to provide your personal details, including your name, address, and National Insurance number.
Once you’ve applied, your GHIC should arrive within 10 working days. It’s important to remember that your GHIC is valid for five years, so you’ll need to renew it before it expires.
