• Home
  • About
    • Media Kit
    • Affiliates & Ambassadors
  • Reviews
    • Giveaways
  • Featured Events
    • Better You 2016
    • Valentine’s GG
    • Technology Time
    • Petpalooza
    • Beauty Bash
    • Baby Gift Guide
    • Back to School Guide
    • Summer Event
    • Super Dad Gifts
    • Mother’s Day
    • Christmas Gift Guide 2014
    • Outdoor Adventures
    • Mom, Dad, Grad – a Family Celebration
    • BTS Guide!
    • Christmas Gift Guide 2016
    • Valentine’s Day GG
    • Virtual Baby Shower
    • Petpalooza
    • Fashion is our Passion
    • Summer Fun 2017
    • BTS 17
    • CGG 17
    • Valentine’s GG
  • Easter Gifts
  • Mom’s Day Gifts
  • Recipes
  • crafts
  • Pets
  • Disney

The Sweet Stuff of Life

Be the first to know about giveaways, reviews and more!

  • Reviews
    • Book Reviews
    • Products we love
  • Tech
    • Blogging
    • App Reviews
    • Technology Time
  • Home
    • Crafts
    • Green Living
    • Preparedness
  • parenting
    • family
    • Babies & Toddlers
  • Movies
    • Entertainment
    • Disney
    • DVDs-New Releases
    • Movies & Television
  • Education
    • Finances
  • Health
    • safety
    • sports
  • Beauty & Fashion
    • Beauty
    • Fashion
    • weddings
    • Beauty Bash 2015
  • Social Good
  • Travel

How to Create a Better Budget While Between Jobs

April 16, 2018 by Pam Maynard Leave a Comment

  • 5shares
  • Facebook0
  • Twitter4
  • Google+0
  • Pinterest1
  • LinkedIn0
  • StumbleUpon0
  • Yummly0

It can be easy to get discouraged when you find yourself unemployed. From firings to layoffs, we’ve all experienced the depression that comes from being jobless. Taking positive steps in your life and budget will help you focus your time and energy on finding new work, rather than worrying about finances. Here are some money tricks to keep in mind while in-between jobs.

How to Create a Better Budget While Between Jobs

List of Needs

First, you will need to make a list of all the bills you have to pay monthly, including housing, utilities, transportation, and food. If you have student loans, you may be able to defer them, but you will need to fill out the Unemployment Deferment Request Form at studentaid.ed.gov. While it is tempting to rely on credit cards, the more debt you incur, the longer you will have to pay it off and the less money you’ll have to live on.

Eliminating the Extras

Cut out as many things as you can to stretch the money you do have. Cancel any subscriptions including magazines, cable, and recurring Amazon orders. Find a prepaid cellphone to cut down on your data plan. Cook at home rather than eating out. Check out books and videos from the library for entertainment instead of going out.

File for Unemployment

If you are eligible for unemployment benefits, you should receive some sort of living, though it may not cover your old wage. You will need to visit your state government’s office or website for specific instructions. It can take several weeks to start receiving payments, so file as soon as possible.

How to Create a Better Budget While Between Jobs

Look for Work

One of the requirements for receiving unemployment benefits is to prove that you are looking for work. Keep track of the time that is spent searching for a new job. Make sure to update your resume and complete any required employment background checks. Use a local job resource center to find help with creating a resume and use computers with internet access for searching and applying for jobs. Be sure to respond to all emails and phone calls in a professional manner.

Living on Less

There is an old saying that bears repeating – use it up, wear it out, make it do, or do without. Do you have any unused gift cards? Do you have items that can be sold online? Make sure to use up the food in your kitchen and the extra bottles of shampoo in the bathroom before buying more. You can use simple financial apps and tricks to keep your spending under the limit and your whole family on board with the plan.

 

It is important to still get up and dressed every day and to get some exercise. Find free local events to get out of the house and still have some fun. This will keep you motivated to keep taking the necessary steps toward finding a new job. In no time, you’ll be employed once again.

 

Please follow and like us:
  • 5shares
  • Facebook0
  • Twitter4
  • Google+0
  • Pinterest1
  • LinkedIn0
  • StumbleUpon0
  • Yummly0

Filed Under: finances Tagged With: finances

About Pam Maynard

Christian Wife, Mom, Blogger, Animal-lover, MRI tech living on her happy homestead in New Hamphire with her son and hubby, 2 dogs, 2 cats, plethora of poultry and billions of bearded dragons. Pam loves to spend time with her boys, eat chocolate and drink coffee. Pam is the owner and creator of Mom Does Reviews.



Contact Us

Please follow & like us :)

Facebook
Facebook
Pinterest
Pinterest
Instagram
Follow by Email
Twitter
Google+
Google+
https://www.momdoesreviews.com/2018/04/16/how-to-create-a-better-budget-while-between-jobs">
RSS
YouTube

Discover More!

disaster button

Gifts for Mom 2018

Mother's Day gift guide #Giftsformom18

Great Giveaways!

Manuka Honey Spring Treats Prize Pack US
.
Win Manuka Honey Treats11 Days Left
Win Tully Movie Prize Pack US
.
Win Tully Prize Pack #Tully8 Days Left
Win $20 PayPal or Walmart GC WW
.
Win $20 Walmart or paypal9 Days Left
LOTS of giveaways!
.
Super Saturday Giveaway Linky4 Days Left
Win $50 Fandango GC to see Life of the Party US
.
Win $50 Fandango GC to see LIFE OF THE PARTY #ad9 Days Left
Win $25 Five Guys Burgers GC US
.
Win $25 Five Guys Burger12 Days Left
Your Choice 5 Game Decks from Top Trumps
.
Top Trumps Giveaway7 Days Left
Forever My Girl Movie Night Prize with $30 DQ gc! US
.
Forever My Girl Giveaway April 19-25, 20183 Days Left
Botley Robot
.
6 Days Left
2 Weed Zingers
.
6 Days Left
Win $200 Walmart GC US
.
Parent’s Choice™ Non-GMO Infant Formula – Walmart85 Days Left
3 Pairs of Reading Glasses from Readers.com! US Ends 4/27
.
Readers.com Giveaway button5 Days Left
win Farberware Knife Armor Dishwasher Safe Knives US
.
Farberware Knife Armor Dishwasher Safe Knives and Knife Block Set (value $68.94)Last Day!
Win Brooklyn Bedding Mattress US
.
Win Brooklyn Bedding11 Days Left
Win Therafit Sandals US
.
Win Therafit sandalsLast Day!
Win Real Time pain relief Creams US
.
Win Real Time Pain Relief2 Days Left
7 Winners Walmart GCs!
.
OREO Chocolate King Size Candy Bars4 Days Left
Win $20 Bath & Body Works gc or PayPal Cash WW
.
Win $20 Bath and Body works or PayPal Cash2 Days Left
.

Super Saturday Giveaway Linky!

disaster button

Shop Amazon for Great Deals!

Easter Gifts 2018

Easter on MDR

Don’t miss any of these Sweet Treats!

Easter Sweets and treats

Win Gift Cards Daily!

Bloggers- Are you using Tailwind?

Try a Dream Cloud Mattress!

Great Deals on Simply Earth!


Brentwood Home for You and your pets

Runyon_PetBed

Shop Educents for Fun and Learning!

educents-life-of-fred

I’m on Dealspotr!

Powered by Dealspotr

Want more Pet Posts?

Miss Molly Says

I’m in the List!

Follow me on BlogLovin’

Follow

Amazing Resource for Stock Photos

stockphotos

We want your Pet Products!

petpalooza button

The Premier Firm In Real Estate

VIP Real Estate

Pet Supplies for Less!

FREE Coupons!

Wayfair- Just what you need!

Less Mess, More Fun!

MDR is on the list!

top-100-mom-bloggers

Save on Educational Products!

Moms Connect Member

USFamilyGuide.com

Member of Everywhere Society

Everywhere

BrandBacker Member

Blog Meets Brand

Great for Homeschoolers!

disaster button
SoFab Badge

Copyright © 2018 · Magazine Pro Theme on Genesis Framework · WordPress · Log in