Do you have reward/cash back credit cards? Do you have so many that you can't remember which one gives you the most cash back? Reward Summit is a new app for your smart phone (iphone and android) which helps you determine which credit card to use when you are making purchases. It has a "cheat sheet" so you don't even have to calculate anything in your head. It actually recommends which card you should use.
For example, my AAA visa has gasoline rebates with purchases. I wanted to make a $100 purchase at Walmart, it showed me which rewards cards would give me the best cash back, or in this case gasoline rebates. How awesome is that! No worrying about remembering which card is best for which type of purchase. Remember, if you carry a balance on your rewards cards, you may not reap a benefit due to the interest rates and how much of your bill is interest payment. That's something I don't usually think about- you may get cash back or gas rebates, but those are less than the interest you will pay!
This app is super easy to use. It finds your location, you tap on the store you are going to and it recommends what card to use. Just open, tap, save and you're done! Easy!
No need to worry about privacy and security with Reward Summit. You don't give your credit card numbers, just the type of card you have. It can be used for award points, dollars and miles. I love the cheat sheet that gives you a quick glance at which card to use for what type of shopping you are doing. You can even get a spending report from Reward Summit to see how much you are spending in what category.
Don't worry if your credit card isn't listed. They will add it to the ever-growing list.
Download the Reward Summit app here! You won't be disappointed.