Smart Ideas on How to Buy Presents on a Budget
Guest post by Grace B
Christmas time slowly and surely is coming our way. It is a time to rejoice, be merry and make people around us happy as well. How? By not only being nice to them, but by also presenting them with a small gift as a sign of recognition, love and respect. Everybody likes presents, especially around Christmas. However, during today’s recession, one has to be really responsible with his/her money. So, here are a few ideas on how to make the people around you happy, while at the same time not breaking the bank.
In order to be well prepared for the holiday, money wise, start early on. Start saving as soon as possible. For example, start doing this early October and put away ten to twenty dollars a week. If you believe that you will not be able to keep the money all the way until Christmas and are afraid you might spend them on something else, open a special bank account, just for that purpose. Out of sight, out of mind.
Think about your overall budget, how many people you think of giving presents to. As well as how much money you are willing to spend. Once you have calculated your budget, stick to it! By working out a budget, you make a promise to yourself, so keep that promise. Don’t rely on bonuses and windfalls. Count only on the money you are sure you are about to receive.
Consider making the gifts yourself. Go a little DIY. This will not only save you a lot of money but is also sure to result in a bunch of custom made presents, made especially for the ones that will receive them. And that is always better than just going to any store and getting something which hundreds of other people already have. The thought counts more than the money. The options are countless, just use your imagination or get a do-it-yourself book.
Browse around the house, looking for items you don’t need anymore, but might as well appeal to somebody else. Provided, of course, that these items are intact and could be put into good use. Don’t just get rid of something that’s lying around the house, that could be insulting. About the regularly discussed issue of giving away things that have been presented to you – it is absolutely fine. If you believe that the item in mind could be found useful by someone else, why not. It’s way better than to just gather dust in the attic.
Do not feel obliged to buy presents to everybody you know! Prioritize! After all, of course, your spouse and children are on the top of the list, whereas the neighbors might not even make your Christmas presents list. There aren’t any set rules, you buy gifts to whoever you like to, and if your budget allows for you to include only a couple of people in the Christmas shopping, so be it. Nobody could tell you otherwise.
Inform yourself about what the people you are buying presents for need and what they already have. You will want to make a smart and practical purchase that will be used and cherished, not one that will be just added to the pile. In that line of thoughts, make sure you know what the recipients’ taste is. Buy presents relevant to their taste. If you are not sure about what they want and need, ask their friends and family. Snoop around, but don’t make your investigation be obvious.
The methods of saving money on Christmas presents are basically dozens. One just needs to be smart about it.